一个敏感的话题 a sensitive issue

Borrowing money is a sensitive issue, some friends become strangers because of borrowing money.
借钱是一个敏感的话题，一些朋友因为借钱而成为陌生人。
The problem of borrowing money to others is that less them will return or they will not return in time.
借钱给人的问题在于很少人会还钱或者及时还钱。
As for me, I will measure the friends, to see if they are worth to be trusted.
对于我来说，我会衡量下朋友，看看他们是否值得信任。
For those friends whom I get so familiar with, I will borrow money to them with hesitation.
对于那些我很熟悉的朋友来说，我会毫不犹豫的借钱给他们。
Some friends such as the ones who grow up with me from my childhood, I trust them totally.
一些朋友比如从小和我一起长大的人，我完全信任他们。
We get so familiar with each other, knowing each other so well, so there is no doubt that they will return my money.
我们彼此熟悉，彼此了解，因此毫无疑问，他们会还我钱。
They are the real friends, they share happiness and sorrow with me, so they worth to be trusted.
他们是真正的朋友，和我分享喜怒哀乐，所以他们值得信任。
For those friends whom I dont get so familiar, I need to take consideration.
对于那些我不熟悉的人，我会考虑下。
If the one who gets bad reputation, I will make some excuses and avoiding borrowing money to him.
如果那个人有不好的名声，我会找些借口，避免借钱给他。
To the one who I am not so sure whether he will return, I will make some discount, giving him small part of the money, telling him there is no need for him to return, thus our friendship wont be hurt, at the same time, he wont ask me again.
对于那些我不确定是否会还钱的人，我会打个折扣，给他小部分的钱，告诉他没有必要还了，这样既不会伤害到友情，同时，他也不会再问我。
Everyone will go through the hard time, they need help, but we must measure whether they worth to be trusted, or we will lose our money.
每个人都会有困难的时候，但是我们必须衡量下他们是否值得信任，不然，我们就会损失钱。